UTV Insurance?

[missed mallards]

Who do ya'll use?

Just got a quote from nationwide and threw up.

Figured I'd ask.

Thanks

Tom

[deltadukman]

$600-$1000 a year? Whats your target price, or what do you think it should be insured for?

[missed mallards]

$600-$1000 a year? Whats your target price, or what do you think it should be insured for?

Double that and then some!

I really don't have a 'target' price but have a hard time paying 1/4 a year what the things worth to insure it.

Just want to insure against theft, and if something unforeseen (tree/tractor/softball hail) decided to play patty cake with it, I'll have insurance on it.

[deltadukman]

That does seem high. That being said, the loss ration on ATVs/UTVs is high. Lots of people "accidently" fall in mudholes and down them out and get paid for it. Snorkels and all. And they get stolen a lot.

[randywallace]

You can get an online quote for Progressive.

[REBEL DUCK]

300-400 bucks progressive and you can cover accessories

[dukluk]

Got my 2013 Polaris Crew added on to home owner policy....I just had to list it separately....$234.00 annually.

[Dutch Dog]

I got mine insured through State Farm with a $1000 deductible and it was $175 per year. 2014 Can-Am Commander camo XT?? 800. Not the most expensive UTV out there, but CERTAINLY not the cheapest either.

[GulfCoast]

Mine is with USAA.

[donia]

mine's through shelter, but so is home & auto...~$150-175 per year on 06 rhino.

[ScottyLee]

state farm. think it's 20 bucks a month or so on mine

[teul2]

2013 Gator was $400ish a year with State Farm. All our stuff is with them.

[Deltaquack]

I use Progressive for my Ranger, tractor, and all sorts of things like that. They have always been the best when I've shopped around.

[Deltaquack]

Got my 2013 Polaris Crew added on to home owner policy....I just had to list it separately....$234.00 annually.

Be careful with that. I've heard of instances where people did that and it wasn't located at home when it was stolen and therefore it wasn't covered. (The Fine Print)

[deltadukman]

Got my 2013 Polaris Crew added on to home owner policy....I just had to list it separately....$234.00 annually.

Be careful with that. I've heard of instances where people did that and it wasn't located at home when it was stolen and therefore it wasn't covered. (The Fine Print)

Unless a atv/utv is used to service and maintain the property listed on the homeowners, it technically isnt covered. You cant say you use your polaris ranger to service a zero lot line home in a subdivision. Thats the most common misconception in atv/homeowners insurance. And it for sure isnt supposed to be covered while at the camp or riding on a trailer. If you've had one and it was paid, awesome. But dont be suprised if they deny a claim either.